Ice + Texas Drivers = Crumpled car

About 2 weeks ago, we got some icy, wet conditions. The temperature was falling, so they let us out of work early. "Great," I thought to myself, "I have time to run an errand." While running the errand, I was careful to keep extra distance from the car in front of me and make sure I was driving a little slower than usual. Minding my own lane, I see a truck hydroplaning (going up an incline, mind you) and then hits my car! The truck hit my front driver's side wheel area, and then slide down the side of my car. I hit another car as a result of him hitting me, which was waiting at a stop sign on my right. Thankfully no one was hurt. No one had called the police yet, because we heard sirens coming towards us. A police car was speeding down the street toward our accident----only to zoom right past us to go to another accident!!! So I called 911.

The idiot who hit me was some redneck-hick, who was wearing flip flops in below freezing temperatures, and decided to starting dipping while the police officer was trying to hand him something. While I was taking pictures of my car, the hick comes up to me, in all of his glory, and says, "Can you tell the cops that my girlfriend was driving?" I ask him why. After a few minutes of coaxing the real story out of him, it turns out that he has a suspended license. "No!" I told him frankly. "You shouldn't have been driving." "Well my girlfriend didn't want to drive in this weather." "You shouldn't have been out driving then!" I felt my Judge Judy powers starting to emerge....

The guy who hit me was ticketed for the accident and for not providing proof of valid insurance at the scene. I have full coverage with Progressive and 24 hours later, I had a check in my hand for my totalled car!!! It wasn't enough to buy a new car (I had a 2004 Hyundai Accent with 93,000 miles on it), but it was enough for a down payment for another car. I ended up getting a 2009 Nissan Versa. I had jus finished paying off that car last year, and now I have to make car payments for another 4 1/2 years. I try to be optimistic about all situations though. I told the cops at the accident, "Well, I had to get the oil changed anyway!"